For many couples, becoming parents is one of the most beautiful dreams of life. But when natural conception becomes difficult, medical science offers hope through advanced fertility treatments like In Vitro Fertilization (IVF). Mumbai, being one of the leading cities in India for healthcare, has some of the best IVF centres, advanced technologies, and experienced fertility doctors.
One of the most common questions couples have before starting treatment is, “What is the IVF Cost in Mumbai?” This guide will explain everything you need to know about IVF cost, the factors that affect it, why Mumbai is a preferred destination, success rates, and how to prepare for your fertility journey.
What is IVF and How Does it Work?
IVF, or In Vitro Fertilization, is a fertility treatment that helps couples conceive when natural methods are difficult or unsuccessful. The term “in vitro” means “outside the body,” which refers to the process of fertilizing an egg with sperm in a laboratory setting. Once the embryo forms, it is transferred into the woman’s uterus to achieve pregnancy.
Here’s how IVF works, step by step:
- Ovarian Stimulation: The woman receives hormone injections to stimulate her ovaries to produce multiple eggs. This increases the chances of retrieving healthy eggs for fertilization. Doctors monitor the response using blood tests and ultrasound scans.
- Egg Retrieval: Once the eggs are mature, a minor procedure called egg retrieval (or follicular aspiration) is done under sedation. A thin needle collects eggs from the ovaries.
- Sperm Collection: On the same day, sperm is collected from the male partner or a donor. The sperm is prepared in the lab to select the healthiest ones for fertilization.
- Fertilization: Eggs and sperm are combined in a lab dish. In cases of severe male infertility, ICSI (Intracytoplasmic Sperm Injection) may be used, where a single sperm is injected directly into the egg to improve fertilization chances.
- Embryo Culture: Fertilized eggs (embryos) are cultured in a controlled lab environment for 3–5 days. Embryologists monitor their development and select the healthiest embryos for transfer.
- Embryo Transfer: One or more healthy embryos are placed into the woman’s uterus using a thin catheter. This is a painless procedure in most cases.
- Pregnancy Test and Follow-Up: About 10–14 days after the transfer, a blood test confirms pregnancy. Doctors provide guidance on medications and lifestyle during early pregnancy.
IVF Process Step-by-Step
The following table describes the process of IVF in Mumbai:
| Step | What Happens |
| 1. Consultation | Meet the fertility doctor. Basic tests are done to understand your body’s needs. |
| 2. Hormone Injections | Women take hormone injections for 10–12 days to produce multiple eggs. |
| 3. Egg Retrieval | Eggs are collected from the woman’s ovaries using a small needle (painless with light sedation). |
| 4. Sperm Collection | The male partner gives a sperm sample. Donor sperm can be used if needed. |
| 5. Fertilization | Eggs and sperm are mixed in the lab. If fertilization happens, embryos are formed. |
| 6. Embryo Culture | Embryos grow in the lab for 3–5 days. The best quality embryos are selected. |
| 7. Embryo Transfer | One embryo is placed into the woman’s uterus. It’s a simple and painless procedure. |
| 8. Pregnancy Test | After 10–14 days, a blood test is done to check if pregnancy has started. |
IVF cost in Mumbai
At Next IVF Centre, we understand that cost is an important factor when planning for IVF. The price of IVF in Mumbai can vary depending on the type of treatment, the use of donor eggs or sperm, and other medical requirements.
On average, a standard IVF cycle using your own eggs and sperm ranges from ₹1,75,000 to ₹2,50,000. If donor eggs, sperm, or embryos are needed, the cost may increase, typically ranging from ₹3,50,000 to ₹5,50,000. Other procedures, like Frozen Embryo Transfer (FET) or ICSI (Intracytoplasmic Sperm Injection), have separate costs, usually starting from ₹50,000. Preimplantation genetic testing (PGT) and sperm retrieval procedures (TESA/PESA) are additional, based on your treatment plan.
We believe in transparent pricing with no hidden charges. The cost generally includes doctor consultations, fertility medications, lab procedures, and complete care throughout your IVF journey.
At Next IVF Centre, we focus not only on treatment but also on making your IVF experience comfortable, stress-free, and hopeful. Our team is here to guide you step by step, helping you understand all costs clearly so you can plan your journey to parenthood with confidence.
The following table helps you to know the IVF cost and its program expenses:
| IVF program expenses | IVF cost in Mumbai |
| IVF with Own Eggs & Sperm | ₹1,75,000 to ₹2,50,000 |
| IVF with Donor Eggs | ₹3,50,000 to ₹5,50,000 |
| IVF with Donor Sperm | ₹3,50,000 to ₹5,50,000 |
| IVF with ICSI cost | ₹175,000 to ₹250,000 |
| Embryo Donor IVF cost | ₹350,000 to ₹550,000 |
| Frozen Embryo Transfer (FET) cost | ₹50,000 to ₹60,000 |
| Preimplantation Genetic Testing (PGT) cost | ₹50,000 to ₹100,000 |
| Testicular Sperm Aspiration (TESA)/Percutaneous Epididymal Sperm Aspiration (PESA) cost | ₹12,000 to ₹18,000 |
| Intracytoplasmic Sperm Injection (ICSI) cost | ₹175,000 to ₹250,000 |
The following table helps you to understand the IVF cost in different cities of Mumbai:
| IVF in cities | IVF cost in cities (INR) |
| IVF cost in Delhi | ₹1,50,000 to ₹2,50,000 |
| IVF cost in Mumbai | ₹1,50,000 to ₹3,50,000 |
| IVF cost in Mumbai | ₹1,50,000 to ₹3,80,000 |
| IVF cost in Chennai | ₹1,30,000 to ₹2,50,000 |
| IVF cost in Mumbai | ₹1,20,000 to ₹2,50,000 |
| IVF cost in Kolkata | ₹1,55,000 to ₹2,50,000 |
| IVF cost in Pune | ₹1,30,000 to ₹3,50,000 |
| IVF cost in Gurgaon | ₹1,70,000 to ₹3,90,000 |
| IVF cost in Ahmedabad | ₹1,50,000 to ₹2,35,000 |
| IVF cost in Kochi | ₹1,30,000 to ₹2,83,000 |
| IVF cost in Goa | ₹1,50,000 to ₹2,54,000 |
| IVF cost in Kerala | ₹1,64,000 to ₹2,50,000 |
| IVF cost in Vishakhapatnam | ₹1,47,000 to ₹2,73,000 |
| IVF cost in Lucknow | ₹1,50,000 to ₹2,50,000 |
| IVF cost in Jaipur | ₹1,50,000 to ₹2,70,000 |
| IVF cost in Chandigarh | ₹1,50,000 to ₹3,55,000 |
| IVF cost in Indore | ₹1,45,000 to ₹2,50,000 |
| IVF cost in Nagpur | ₹1,50,000 to ₹3,50,000 |
| IVF cost in Surat | ₹1,40,000 to ₹2,50,000 |
Factors That Affect IVF Cost in Mumbai
The total cost of IVF can vary from couple to couple because every patient’s journey is unique. Some of the main factors that affect IVF cost in Mumbai are:
1. Type of IVF Treatment
Some couples may need a standard IVF cycle, while others may require advanced techniques like ICSI, IMSI, or PGD. Each adds extra cost.
2. Age of the Woman
Younger women usually require fewer medications and have higher chances of success, while older women may need higher doses of injections or multiple cycles.
3. Fertility Medications
Hormonal injections make up a significant part of the IVF budget. These medicines alone may cost ₹40,000 to ₹80,000 per cycle.
4. Use of Donor Egg or Donor Sperm
If the couple uses donor gametes, the cost increases due to donor charges and lab handling.
5. Embryo Freezing and Storage
Couples who freeze their extra embryos for future use have to pay storage charges, usually around ₹20,000 to ₹40,000 per year.
6. Doctor’s Experience and Clinic Facilities
Highly reputed IVF specialists and state-of-the-art labs may charge more, but they also often have higher success rates.
7. Number of IVF Cycles
Not every couple conceives in the first attempt. If multiple cycles are required, the cost naturally increases.
Why Choose Mumbai for IVF Treatment?
Mumbai is considered one of the best cities for IVF in India. Here’s why:
- Experienced Specialists: Many of India’s top fertility doctors practice in Mumbai.
- Advanced Labs: Clinics are equipped with modern technologies like ICSI, IMSI, laser hatching, and PGD.
- High Success Rates: Some centres in Mumbai have success rates of 50-65%, which is above the national average.
- Wide Options: Couples can choose from a variety of clinics and packages according to their budget.
- International Patients: Mumbai attracts patients from across the world, especially for affordable treatment compared to Western countries.
Success Rate of IVF in Mumbai
The IVF success rate in Mumbai varies based on several factors, including the woman’s age, the quality of eggs and sperm, the clinic’s expertise, and the specific IVF techniques used. While precise statistics for Bangalore are limited, we can look at general trends observed in similar settings.
- Women under 35: Generally experience higher success rates, often ranging from 40% to 45% per IVF cycle. This age group typically has healthier eggs and a better response to treatment.
- Women aged 35–37: Success rates tend to decrease slightly, with averages around 30% to 35% per cycle.
- Women over 40: Success rates drop further, averaging between 10% and 15% per cycle. However, using donor eggs can significantly improve these odds.
It’s important to note that these are general estimates. Individual success can vary, and factors like lifestyle, underlying health conditions, and the specific IVF protocol used play crucial roles.
| IVF Program | Success Rate per Cycle |
| IVF with Own Eggs & Sperm | 50 to 60% |
| IVF with Donor Eggs | 70 to 95% |
| IVF with Donor Sperm | 70 to 85% |
| IVF with Donor Embryos | 60 to 85% |
| Frozen Embryo Transfer | 50 to 70% |
| IVF with ICSI | 50 to 60% |
How to reduce IVF cost in Mumbai?
For couples worried about expenses, here are some ways to manage IVF cost in Mumbai:
- Choose Packages: Many clinics offer packages for 2-3 cycles at a discounted rate.
- Opt for Generic Medicines: Some clinics allow use of generic fertility injections which cost less.
- Use Insurance or EMI Plans: Some insurance policies now cover fertility treatments. Clinics also provide EMI options.
- Freeze Extra Embryos: Freezing embryos can save the cost of repeating the full IVF cycle later.
- Government Schemes: Check if there are any state or central health schemes applicable.
Preparing for IVF in Mumbai – A Couple’s Guide
Starting IVF is both an emotional and financial decision. Here are some steps to prepare:
- Consult a Fertility Specialist early to know your options.
- Get Health Tests Done to understand the exact cause of infertility.
- Maintain a Healthy Lifestyle with proper diet, exercise, and stress management.
- Plan Financially for at least 2-3 cycles.
- Choose the Right Clinic by checking success rates, patient reviews, and transparency in costs.
Why IVF in Mumbai is worth the cost?
Although the IVF cost in Mumbai may seem high, it is worth it for many couples because:
- It provides access to world-class medical care.
- Success rates are among the best in India.
- Couples receive personalised treatment plans.
- Mumbai has internationally accredited IVF centres.
For couples who have been struggling for years, the joy of holding their baby often outweighs the cost.
Why Trust Next IVF Mumbai?
At Next IVF Centre, we understand that becoming a parent can be challenging. That’s why we are dedicated to providing caring, advanced, and personalised solutions for fertility problems. Our team of fertility specialists uses the latest technology and proven methods to help you achieve your dream of parenthood.
We believe in combining medical excellence with compassionate care, making sure every patient feels supported throughout their journey. Whether you are facing infertility issues, planning for IVF, or exploring other fertility treatments, you can rely on Next IVF Centre for complete guidance and support.
We offer advanced fertility treatments in a comfortable, caring, and well-planned environment to make your parenthood journey smoother and more hopeful.
Don’t wait any longer to start your journey to parenthood. Reach out to Next IVF Mumbai today at +91 7827636596 or email us at info@nextivf.com. Together, we’ll turn your hope into a happy family, with the right center, expert doctors, and heartfelt care.
Conclusion
The journey of IVF is not just about science; it’s about hope, patience, and determination. Mumbai has emerged as a hub for advanced fertility care, offering world-class treatments at a comparatively affordable cost compared to Western countries.
The IVF cost in Mumbai usually ranges from ₹1,20,000 to ₹2,80,000 per cycle, depending on individual requirements. Factors like age, medications, donor gametes, and advanced techniques influence the final cost.
For couples dreaming of parenthood, Mumbai offers the right blend of expert care, advanced technology, and emotional support. With proper planning, financial preparation, and the right clinic, the dream of becoming parents can come true.
FAQs (Frequently Asked Questions)
What is the average IVF cost in Mumbai?
The average IVF cost in Mumbai is between ₹1,20,000 to ₹2,80,000 per cycle.
Is IVF cheaper in Mumbai compared to other countries?
Yes, IVF in Mumbai is much cheaper than in countries like the USA, UK, or Australia, where a single cycle can cost ₹10-15 lakhs.
How many IVF cycles are usually needed?
On average, 1 to 3 cycles may be needed for a successful pregnancy, depending on age and fertility condition.
Does insurance cover IVF treatment in Mumbai?
Some private insurance plans may cover partial costs, but most expenses are usually paid by the couple.
Which is the best IVF centre in Mumbai?
Mumbai has several reputed IVF centres. The best one depends on individual needs, success rates, and doctor’s preference.
Can I get EMI options for IVF in Mumbai?
Yes, many IVF centres in Mumbai offer EMI and financial assistance plans to make treatment more affordable.
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