Surrogacy Cost in Mumbai

For many couples and individuals, having a child is one of life’s greatest dreams. However, health problems, fertility issues, or personal reasons can sometimes make it difficult to conceive naturally. In such cases, surrogacy becomes a life-changing option. Mumbai, being one of India’s most developed cities, has grown into a major hub for advanced fertility treatments and surrogacy programs.

If you are considering surrogacy, one of your first questions will be about the surrogacy cost in Mumbai. This article will give you a complete picture – from the average cost, factors affecting it, inclusions and exclusions, to the process and success rates. Written in a simple and easy-to-understand way, this guide will help you make an informed decision.

Understanding Surrogacy

what is surrogacy by Next IVF Mumbai
what is surrogacy by Next IVF Mumbai

Before we dive into costs, let us understand what surrogacy actually is.

Surrogacy is a legal and medical arrangement where a woman (called the surrogate mother) carries and gives birth to a baby on behalf of another individual or couple (the intended parents). After birth, the child is legally handed over to the intended parents.

There are mainly two types:

  1. Traditional Surrogacy: The surrogate mother’s own eggs are used, making her the biological mother.
  2. Gestational Surrogacy: The surrogate only carries the baby. The embryo is created through IVF using the intended parents’ or donor’s eggs and sperm. This is the most common type in Mumbai and across India because it avoids genetic links between the surrogate and the child.

Step-by-Step surrogacy process in Mumbai

Surrogacy is a beautiful journey that helps create families when natural conception is not possible. Here’s a friendly guide to understanding how surrogacy in Mumbai typically works:

1. Initial Consultation and Counseling

The journey begins with a meeting at a trusted fertility clinic or surrogacy agency. Both the intended parents and the surrogate receive counseling. This ensures everyone understands the emotional, medical, and legal aspects involved. The doctors explain the full process, including responsibilities, risks, and expectations.

2. Health Checkups and Medical Screening

Medical tests are conducted for the intended parents and the surrogate. These screenings rule out infections or genetic issues and check the surrogate’s uterus to ensure she can safely carry a baby. This is a vital part of building a healthy pregnancy foundation.

3. Legal Agreement

Legal clarity is essential in Mumbai surrogacy clinics. A legal expert helps draft a surrogacy contract that defines roles, compensation (if any), rights, and responsibilities. This agreement protects all parties and is mandatory in ethical surrogacy practices in Mumbai.

4. Surrogacy Procedure and Embryo Creation

Eggs are retrieved from the intended mother or an egg donor, and sperm from the intended father or a donor. These are fertilized in the lab to form embryos. This is the core medical process in surrogacy in Mumbai, carried out in modern Surrogacy labs.

5. Embryo Transfer to the Surrogate

When a healthy embryo is ready, it’s gently transferred into the surrogate’s uterus. This simple procedure is done in a clinic setting and involves minimal discomfort. Hormonal support is given to ensure the best chance of successful implantation.

6. Pregnancy Monitoring

After about two weeks, a pregnancy test confirms if the surrogate has conceived. Once positive, the surrogate’s health is closely monitored through regular scans, check-ups, and blood tests. Intended parents are kept informed and may participate in milestone appointments.

7. Emotional Support

Surrogacy is more than a medical procedure, it’s deeply emotional. Many Mumbai surrogacy clinics provide psychological counseling for both the surrogate and the intended parents. Open communication and mutual respect are encouraged throughout the journey.

8. Delivery of the Baby

When the time comes, the baby is delivered at a reputable hospital under expert care. The intended parents are often present for this life-changing moment. The surrogate hands over the baby as agreed, with love and professionalism.

9. Legal Handover and Documentation

Legal documentation follows after the baby’s birth. The baby’s birth certificate is issued in the name of the intended parents. The legal system in Mumbai supports surrogacy and ensures that the process is completed without complications.

10. Postnatal Care

After delivery, the surrogate receives full medical and emotional support. The intended parents begin a joyful new chapter with their child. The experience of surrogacy in Mumbai is made smoother and safer through compassionate care and strong legal backing.

Surrogacy cost in Mumbai

Surrogacy cost in Mumbai
Surrogacy cost in Mumbai

At Next IVF Centre, we know how special the dream of becoming a parent is. For many families, surrogacy is one of the most beautiful ways to make this dream come true. In surrogacy, another woman (the surrogate mother) carries the baby for the intended parents and helps them complete their family.

We understand that every family’s journey is different and filled with emotions. That’s why we are here to stand by you at every step, making the process simple and stress-free. At Next IVF Centre, the cost of surrogacy in Mumbai starts from ₹10,00,000 and can go up to ₹18,00,000, depending on the package you choose. The surrogacy cost in Mumbai includes doctor check-ups, fertility treatments, medicines, surrogate care, hospital services, legal help, and everything needed to make the journey smooth and safe.

We believe that surrogacy should be simple, clear, and free from hidden charges. That’s why we have designed a process where everything is open and easy to understand.

At Next IVF Centre, we don’t just provide treatment, we provide care, hope, and support. We walk with you like a family, sharing your emotions and guiding you at every step. Even after your journey is complete, we are always here to help because, for us, creating families is a dream we cherish as much as you do.

The following table helps you to know the surrogacy cost and its program expenses: 

Surrogacy program expensesSurrogacy cost in Mumbai
Standard surrogacy cost ₹12,00,000 to 14,00,000
Surrogacy with donor egg cost₹15,00,000 to 19,00,000 
Surrogacy with donor sperm cost ₹15,00,000 to 22,00,000 
Surrogacy with donor embryo cost ₹12,00,000 to 14,00,000
Guaranteed surrogacy cost ₹20,00,000 to 30,00,000 
Surrogacy with twins guarantees cost ₹20,00,000 to 30,00,000
IVF with ICSI cost ₹175,000 to ₹250,000
Embryo Donor IVF cost ₹350,000 to ₹550,000
Frozen Embryo Transfer (FET) cost ₹50,000 to ₹60,000
Preimplantation Genetic Testing (PGT) cost ₹50,000 to ₹100,000
Testicular Sperm Aspiration (TESA)/Percutaneous Epididymal Sperm Aspiration (PESA) cost ₹12,000 to ₹18,000
Intracytoplasmic Sperm Injection (ICSI) cost ₹175,000 to ₹250,000

The following table helps you to understand the surrogacy cost in different cities of Mumbai: 

Surrogacy in cities Surrogacy cost in cities (INR)
Surrogacy cost in Delhi₹15,00,000 to ₹25,00,000
Surrogacy cost in Mumbai₹15,00,000 to ₹25,00,000
Surrogacy cost in Mumbai₹15,00,000 to ₹25,00,000
Surrogacy cost in Chennai₹14,50,000 to ₹15,00,000
Surrogacy cost in Hyderabad₹15,00,000 to ₹25,00,000
Surrogacy cost in Kolkata₹15,00,000 to ₹25,00,000
Surrogacy cost in Pune₹15,00,000 to ₹25,00,000
Surrogacy cost in Gurgaon₹15,00,000 to ₹25,00,000
Surrogacy cost in Ahmedabad₹14,50,000 to ₹15,00,000
Surrogacy cost in Kochi₹14,00,000 to ₹15,00,000
Surrogacy cost in Goa₹14,00,000 to ₹24,00,000
Surrogacy cost in Kerala₹18,00,000 to ₹23,00,000
Surrogacy cost in Vishakha, Bengaluru₹14,00,000 to ₹24,00,000
Surrogacy cost in Lucknow₹14,50,000 to ₹24,50,000
Surrogacy cost in Jaipur₹15,00,000 to ₹25,00,000
Surrogacy cost in Chandigarh₹15,00,000 to ₹25,00,000
Surrogacy cost in Indore₹14,50,000 to ₹24,50,000
Surrogacy cost in Nagpur₹14,00,000 to ₹24,00,000
Surrogacy cost in Surat₹15,00,000 to ₹25,00,000

Why Choose Mumbai for Surrogacy?

Mumbai has earned a strong reputation in medical tourism and fertility treatments. Here are the reasons why many intended parents prefer Mumbai:

  • Advanced medical facilities: World-class fertility clinics equipped with modern labs and technology.
  • Experienced doctors: Specialists with years of expertise in IVF and surrogacy.
  • Legal clarity: Surrogacy in India is regulated under the Surrogacy (Regulation) Act 2021, making the process transparent and safe.
  • Supportive services: Psychological counseling, surrogate care, and legal help are readily available.
  • Accessibility: Mumbai is well-connected internationally, making it easier for both Indian and foreign patients.

Factors affecting surrogacy cost in Mumbai

Every surrogacy journey is unique, and so is its cost. Some major factors that influence the price are:

  1. Type of Surrogacy: Gestational surrogacy generally costs more than traditional surrogacy.
  2. Use of Donors: If donor eggs or sperm are needed, costs rise.
  3. Number of IVF Cycles: Some couples may succeed in the first attempt, while others may need multiple cycles.
  4. Health of the Surrogate: Higher medical needs may increase care costs.
  5. Clinic Reputation: Established fertility centres in Mumbai may charge more due to higher success rates and advanced facilities.
  6. Legal and Documentation Fees: Depending on case complexity.

Legal aspects of surrogacy in Mumbai

The Surrogacy Regulation Act, 2021 governs surrogacy in India. Key points include:

  • Only altruistic surrogacy is allowed (no commercial surrogacy).
  • Surrogate mothers must be married, aged 25–35, and have one child of their own.
  • Intended parents must provide valid medical proof of infertility.
  • Foreign couples are restricted under current laws, though exceptions apply to NRIs.
  • A legal agreement must be registered in court before the surrogacy process begins.

These legal guidelines ensure protection for both the surrogate and intended parents.

How to choose the right fertility clinic in Mumbai? 

When choosing a clinic, keep these points in mind:

  • Check the success rate of IVF and surrogacy.
  • Look for legal guidance and transparency in the process.
  • Ensure the surrogate mothers are treated with respect and care.
  • Compare cost packages but don’t compromise on quality.
  • Read reviews and testimonials of past patients.

Tips to Reduce Surrogacy Cost in Mumbai

  1. Choose clinics offering all-inclusive packages instead of paying separately for each service.
  2. Opt for frozen embryo transfer if you already have stored embryos.
  3. Avoid unnecessary add-ons like genetic testing unless recommended.
  4. Use government-approved fertility centres that follow transparent cost structures.

Success Rate of Surrogacy in Mumbai

Success Rate of Surrogacy in Mumbai
Success Rate of Surrogacy in Mumbai

The success rate of surrogacy in Mumbai depends on many factors such as the age of the intended mother, quality of medical equipment, expertise of the doctors, and care during the entire process. On average, the success rate for IVF and surrogacy in good centres is around 60% to 75% per cycle.

Many reputable centres in Mumbai report high success rates because they follow international medical standards and focus on patient care. Success means the surrogate carries the pregnancy safely and delivers a healthy baby. Good centres also offer counseling and support to intended parents to help them through emotional and medical challenges.

Choosing a reliable centre with a high success rate increases the chance of having a successful pregnancy in the first attempt, which helps in reducing additional costs related to multiple cycles.

The following table helps you to understand the success rate of surrogacy: 

Surrogacy programsSuccess rate of surrogacy programs 
Surrogacy with Donor Eggs80 to 95% per cycle
Surrogacy with Donor Sperm70 to 85% per cycle
Surrogacy with Donor Embryos70 to 85% per cycle
Surrogacy with Own Eggs & Sperm50 to 60% per cycle
Surrogacy with Frozen Embryos50 to 70% per cycle
IVF with Own Eggs & Sperm50 to 60% per cycle
IVF with Donor Eggs70 to 95% per cycle
IVF with Donor Sperm70 to 85% per cycle
IVF with Donor Embryos60 to 85% per cycle

Why Trust Next IVF Mumbai?

Why choose Next IVF Mumbai
Why choose Next IVF Mumbai

At Next IVF Centre, we understand that becoming a parent can be challenging. That’s why we are dedicated to providing caring, advanced, and personalised solutions for fertility problems. Our team of fertility specialists uses the latest technology and proven methods to help you achieve your dream of parenthood.

We believe in combining medical excellence with compassionate care, making sure every patient feels supported throughout their journey. Whether you are facing infertility issues, planning for IVF, or exploring other fertility treatments, you can rely on Next IVF Centre for complete guidance and support.

We offer advanced fertility treatments in a comfortable, caring, and well-planned environment to make your parenthood journey smoother and more hopeful.

Don’t wait any longer to start your journey to parenthood. Reach out to Next IVF  Mumbai today at +91 7827636596 or email us at info@nextivf.com. Together, we’ll turn your hope into a happy family, with the right center, expert doctors, and heartfelt care.

Conclusion

The journey of parenthood through surrogacy is filled with hope, challenges, and emotions. Mumbai, with its modern infrastructure and expert fertility specialists, is one of the best places in India to opt for surrogacy.

The surrogacy cost in Mumbai may seem like a big investment, but considering the dream of holding your baby in your arms, it is truly priceless. By understanding the cost structure, legal process, and emotional aspects, you can take this step with confidence.

FAQs (Frequently Asked Questions)
1. What is the average surrogacy cost in Mumbai?

The cost ranges between ₹12,00,000 and ₹18,00,000 depending on the clinic, surrogate, and medical needs.

2. Is surrogacy legal in Mumbai?

Yes, under the Surrogacy Regulation Act, 2021, altruistic surrogacy is legal in India including Mumbai.

3. Does insurance cover surrogacy costs?

Usually, insurance does not cover surrogacy. However, surrogate mother insurance is mandatory and included in packages.

4. Can foreign couples opt for surrogacy in Mumbai?

Currently, only Indian couples and NRIs are allowed under the law, with restrictions for foreigners.

5. How many IVF attempts are included in the cost?

Most clinics include 1–2 IVF attempts in the package. Extra attempts cost more.

6. What is the success rate of surrogacy in Mumbai?

Success rates are between 65% – 75%, depending on the health of the surrogate and quality of embryos.

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